Government schemes play a vital role in improving the socio-economic conditions of citizens by addressing challenges related to financial inclusion, agriculture, healthcare, education, housing, infrastructure, employment, and digital governance. Since 2014, the Government of India has launched several flagship programmes aimed at inclusive growth, poverty reduction, and sustainable development. Many of these schemes are frequently asked in competitive examinations such as UPSC, SSC, CDS, NDA, AFCAT, CAPF, etc.
AFCAT 2 2026 Exam Static GK- Government Schemes & Committees
Government Schemes Launched in 2014
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Launch: 28 August 2014
PMJDY was introduced as the world’s largest financial inclusion programme. The scheme aims to provide every unbanked household with access to banking facilities, RuPay debit cards, accident insurance, overdraft facilities, and financial literacy. It has significantly expanded banking access across rural and urban India.
Swachh Bharat Mission (SBM)
Launch: 2 October 2014
Swachh Bharat Mission aims to eliminate open defecation, improve sanitation, and promote cleanliness across the country. The mission has led to the construction of millions of household toilets and significant improvements in sanitation coverage in both rural and urban areas.
Make in India
Launch: 25 September 2014
The Make in India initiative was launched to transform India into a global manufacturing hub by encouraging domestic manufacturing, foreign investment, innovation, and job creation across multiple sectors.
Sansad Adarsh Gram Yojana (SAGY)
Launch: 11 October 2014
The programme encourages Members of Parliament to develop model villages through integrated development focusing on infrastructure, education, sanitation, healthcare, and livelihood generation.
Namami Gange Programme
Launch: July 2014
Namami Gange is an integrated river conservation programme focused on cleaning and rejuvenating the River Ganga through pollution control, sewage treatment, riverfront development, and ecological conservation.
Government Schemes Launched in 2015
Beti Bachao Beti Padhao (BBBP)
The scheme promotes the survival, protection, and education of the girl child while addressing gender discrimination and improving the child sex ratio.
Digital India
Digital India seeks to transform India into a digitally empowered society through digital infrastructure, e-governance, digital literacy, and online public service delivery.
Pradhan Mantri Mudra Yojana (PMMY)
The scheme provides collateral-free loans to micro and small enterprises under the Shishu, Kishor, and Tarun categories, promoting entrepreneurship and employment generation.
Atal Pension Yojana (APY)
APY provides guaranteed pension benefits to workers in the unorganised sector after retirement, encouraging long-term social security.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
A low-cost life insurance scheme providing financial security to families in case of the insured person’s death.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
An affordable accident insurance scheme providing coverage against accidental death and disability.
AMRUT Mission
The Atal Mission for Rejuvenation and Urban Transformation aims to improve urban infrastructure through better water supply, sewerage systems, green spaces, and public transport.
Skill India Mission
Skill India focuses on vocational training and skill development to improve employability and create a skilled workforce.
Government Schemes Launched in 2016
Startup India
Startup India promotes innovation and entrepreneurship through tax incentives, easier compliance, funding support, and incubation facilities.
Stand-Up India
The scheme encourages entrepreneurship among women and Scheduled Caste/Scheduled Tribe entrepreneurs by providing institutional credit.
Pradhan Mantri Ujjwala Yojana (PMUY)
PMUY provides free LPG connections to women from economically weaker households, reducing dependence on traditional cooking fuels and improving health outcomes.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
A crop insurance scheme protecting farmers against crop losses due to natural calamities, pests, and diseases.
Government Schemes (2017–2018)
Pradhan Mantri Sahaj Bijli Har Ghar Yojana (Saubhagya)
Ensures electricity connections for all households across India.
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
Launched in 2018, the scheme provides health insurance coverage of up to ₹5 lakh per eligible family annually for secondary and tertiary healthcare.
Khelo India Programme
Promotes sports development by identifying and nurturing sporting talent across the country.
Government Schemes (2019)
PM-KISAN Samman Nidhi
Provides eligible farmer families with annual income support of ₹6,000 through Direct Benefit Transfer (DBT).
Jal Jeevan Mission
Launched to provide functional household tap water connections to every rural household, improving drinking water access. The mission was later extended under JJM 2.0.
National Pension Scheme for Traders
Introduced to provide social security to small traders and self-employed individuals.
Government Schemes (2020)
Atmanirbhar Bharat Abhiyan
A comprehensive economic initiative promoting self-reliance through domestic manufacturing, MSME support, infrastructure development, and reforms.
PM Garib Kalyan Anna Yojana
Provides free food grains to eligible beneficiaries during periods of economic hardship and disaster.
PM SVANidhi Scheme
Provides collateral-free working capital loans to street vendors for business revival.
National Education Policy (NEP) 2020
Introduced major reforms in school and higher education, emphasizing multidisciplinary learning, flexibility, skill development, and digital education.
Government Schemes (2021–2022)
PM Gati Shakti National Master Plan
An integrated infrastructure planning initiative aimed at improving logistics efficiency and connectivity.
Ayushman Bharat Digital Mission (ABDM)
Creates a digital health ecosystem through digital health IDs and integrated health records.
PM SHRI Schools
Supports the development of model schools implementing the objectives of the National Education Policy 2020.
Government Schemes (2023)
PM Vishwakarma Scheme
Supports traditional artisans and craftspeople by providing skill development, toolkit incentives, concessional loans, marketing support, and digital empowerment.
PM e-Bus Sewa
Promotes clean public transportation through deployment of electric buses in urban areas.
Government Schemes (2024)
PM Surya Ghar: Muft Bijli Yojana
Promotes rooftop solar installations for households, enabling families to generate solar power and reduce electricity expenses.
National Mission on Natural Farming
Encourages environmentally sustainable farming practices while reducing dependence on chemical fertilizers.
Government Schemes (2025–2026)
Several new initiatives announced during this period focused on agriculture, employment, digital governance, artificial intelligence, cooperative development, water management, and rural infrastructure. These include programmes aimed at strengthening agricultural productivity, supporting digital public services, expanding rural livelihoods, and promoting innovation-driven economic growth.
Major Government Schemes at a Glance
| Year | Major Schemes |
|---|---|
| 2014 | PM Jan Dhan Yojana, Swachh Bharat Mission, Make in India, Namami Gange, Sansad Adarsh Gram Yojana |
| 2015 | Digital India, Beti Bachao Beti Padhao, MUDRA, APY, PMJJBY, PMSBY, Skill India, AMRUT |
| 2016 | Startup India, Stand-Up India, PM Ujjwala Yojana, PM Fasal Bima Yojana |
| 2017 | Saubhagya Scheme |
| 2018 | Ayushman Bharat, Khelo India |
| 2019 | PM-KISAN, Jal Jeevan Mission |
| 2020 | Atmanirbhar Bharat, PM Garib Kalyan Anna Yojana, PM SVANidhi, NEP 2020 |
| 2021 | PM Gati Shakti, Ayushman Bharat Digital Mission |
| 2022 | PM SHRI Schools |
| 2023 | PM Vishwakarma, PM e-Bus Sewa |
| 2024 | PM Surya Ghar: Muft Bijli Yojana, National Mission on Natural Farming |
| 2025–2026 | New agriculture, digital governance, employment, and rural development initiatives |
